Optional Group Life Insurance
Eligible employees can elect to supplement the basic group life insurance coverage that is paid for by the University with these optional group life insurance plans:
Optional Group Life Insurance - Administered by KPERS
This Optional Group Life Insurance Plan (pdf) provides life insurance coverage in amounts that range from $5,000 to $400,000 in $5,000 increments. The plan is administered by KPERS and underwritten by The Standard Insurance Company.
New employees are eligible for an initial $250,000 of guaranteed coverage without proof of good health within 21 days of your date of hire. You must provide proof of good health for amounts over $250,000.
Eligibility
The option is available to all benefits eligible employees who participate in KPERS or the KBOR mandatory retirement plan.
Cost
- Monthly premium rates for employee coverage
- Monthly premium rates for spousal coverage (pdf)
- Monthly premium rates for child(ren) coverage (pdf), up to age 26 There is no age limit with disabled dependents.
Optional life insurance premiums are automatically deducted from your pay on an after-tax basis.
Enrollment
Application to the program must be made within 30 days of the date of hire to be eligible for the guaranteed amount of $250,000. Any amounts applied for after the initial enrollment period will be subject to medical underwriting as any amounts over the $250,000. You also can enroll your spouse in up to $25,000 guaranteed issue or up to $100,000 with medical underwriting. You can elect spousal and/or child(ren) coverage even if you do not elect optional group life insurance coverage for yourself. (KP&F employees must have employee optional coverage to be eligible for spousal coverage.)
Download and complete the enrollment form (pdf) and send it to to the Benefits Office by fax to 785-864-5790, or by email to benefits@ku.edu, within 21 days of your hire date to ensure adequate processing time.
Additional Plan Information
- You can enroll your spouse in up to $25,000 guaranteed issue or up to $100,000 with medical underwriting. You can elect spousal coverage even if you do not elect optional group life insurance coverage for yourself. (KP&F employees must have employee optional coverage to be eligible for spousal coverage).
- You can enroll your child(ren)in up to $10,000 or $20,000 guaranteed issue without medical underwriting. You can elect child(ren) coverage even if you do not elect optional group life insurance coverage for yourself. (KP&F employees must have employee optional coverage to be eligible for child(ren) coverage).
*An accessible version of the documents on this site will be made available upon request. Please contact our office at hrdept@ku.edu to request the document be made available in an accessible format.